feat: wire copayment/adjustment into balance and collected calculations

Balance = totalBilled - mhPaidAmount - copayment - adjustment
Collected = mhPaidAmount + copayment (adjustment is a write-off)

- Frontend breakdown now shows Collected, Adjustment (if >0), and Balance
- Reports: totalCollected and totalOutstanding use the new formula
- Both date-range and staff summary queries updated

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

apps/Frontend/src/components/payments/payments-recent-table.tsx

@@ -634,7 +634,11 @@ export default function PaymentsRecentTable({
               paymentsData?.payments.map((payment) => {
                 const totalBilled = Number(payment.totalBilled || 0);
                 const totalPaid = Number(payment.totalPaid || 0);
-                const totalDue = Number(payment.totalDue || 0);
+                const mhPaid = Number(payment.mhPaidAmount || 0);
+                const copayment = Number(payment.copayment || 0);
+                const adjustment = Number(payment.adjustment || 0);
+                const totalDue = Math.max(0, totalBilled - mhPaid - copayment - adjustment);
+                const totalCollected = mhPaid + copayment;
 
                 const displayName = getName(payment);
                 const submittedOn =
@@ -682,22 +686,25 @@ export default function PaymentsRecentTable({
                       </div>
                     </TableCell>
 
-                    {/* 💰 Billed / Paid / Due breakdown */}
+                    {/* 💰 Billed / Collected / Due breakdown */}
                     <TableCell>
                       <div className="flex flex-col gap-1">
                         <span>
-                          <strong>Total Billed:</strong> $
-                          {Number(totalBilled).toFixed(2)}
+                          <strong>Total Billed:</strong> ${totalBilled.toFixed(2)}
                         </span>
                         <span>
-                          <strong>Total Paid:</strong> ${totalPaid.toFixed(2)}
+                          <strong>Collected:</strong> ${totalCollected.toFixed(2)}
                         </span>
+                        {adjustment > 0 && (
+                          <span>
+                            <strong>Adjustment:</strong>{" "}
+                            <span className="text-orange-600">-${adjustment.toFixed(2)}</span>
+                          </span>
+                        )}
                         <span>
-                          <strong>Total Due:</strong>{" "}
+                          <strong>Balance:</strong>{" "}
                           {totalDue > 0 ? (
-                            <span className="text-yellow-600">
-                              ${totalDue.toFixed(2)}
-                            </span>
+                            <span className="text-yellow-600">${totalDue.toFixed(2)}</span>
                           ) : (
                             <span className="text-green-600">Settled</span>
                           )}