feat: United Ucard name+DOB eligibility search via chat, duplicate-record handling, Product ID as member ID

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

apps/Frontend/src/pages/insurance-status-page.tsx

@@ -115,6 +115,8 @@ export default function InsuranceStatusPage() {
   const [firstName, setFirstName] = useState("");
   const [lastName, setLastName] = useState("");
   const isFormIncomplete = !memberId || !dateOfBirth;
+  // United Ucard can also search by first name + last name + DOB when there's no member ID.
+  const isUcardFormIncomplete = !dateOfBirth || (!memberId && !(firstName && lastName));
   const [isCheckingEligibilityStatus, setIsCheckingEligibilityStatus] =
     useState(false);
   const [isCheckingEligibilityAppointment, setIsCheckingEligibilityAppointment] =
@@ -186,8 +188,10 @@ export default function InsuranceStatusPage() {
       const raw = sessionStorage.getItem("chatbot_eligibility");
       if (!raw) return;
       try {
-        const { memberId: id, dob, autoCheck: ac } = JSON.parse(raw);
+        const { memberId: id, dob, autoCheck: ac, firstName: fn, lastName: ln } = JSON.parse(raw);
         if (id) setMemberId(id);
+        if (fn) setFirstName(fn);
+        if (ln) setLastName(ln);
         if (dob) {
           // dob may arrive as MM/DD/YYYY or YYYY-MM-DD — normalize to YYYY-MM-DD.
           // A malformed date (e.g. hand-edited in the chatbot) must not abort the rest of
@@ -749,7 +753,8 @@ export default function InsuranceStatusPage() {
 
   // Auto-trigger after prefill (from chatbot or schedule page "Check Eligibility")
   useEffect(() => {
-    if (!pendingAutoCheck.current || !memberId || !dateOfBirth) return;
+    if (!pendingAutoCheck.current || !dateOfBirth) return;
+    if (!memberId && !(pendingAutoCheck.current === "united-ucard" && firstName && lastName)) return;
     const check = pendingAutoCheck.current;
     pendingAutoCheck.current = null;
     if (check === "mh" || check === "mh-history") {
@@ -1209,7 +1214,7 @@ export default function InsuranceStatusPage() {
                     dateOfBirth={dateOfBirth}
                     firstName={firstName}
                     lastName={lastName}
-                    isFormIncomplete={isFormIncomplete}
+                    isFormIncomplete={isUcardFormIncomplete}
                     autoTrigger={triggerTarget === "united-ucard"}
                     onAutoTriggered={() => setTriggerTarget(null)}
                     onPdfReady={async (pdfId, fallbackFilename) => {