fix: allow letters in insurance ID; add patient state (default MA)

- Backend insurance ID check now accepts letters + digits (BCBS IDs have
  a letter prefix), matching the frontend schema; create route validates
  the normalized body
- Patient.state column (default "MA") with State select on the patient
  form; ADA claim form uses the patient's state instead of the office's
- Rebuild stale packages/db compiled .js so the runtime schemas include
  new fields (state, office billing NPI fields, Telnyx settings)

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

packages/db/shared/schemas/variants/pure/index.d.ts

@@ -28,6 +28,7 @@ export { CloudFileChunkModelSchema } from './CloudFileChunk.pure';
 export { CommunicationModelSchema } from './Communication.pure';
 export { PatientDocumentModelSchema } from './PatientDocument.pure';
 export { TwilioSettingsModelSchema } from './TwilioSettings.pure';
+export { TelnyxSettingsModelSchema } from './TelnyxSettings.pure';
 export { AiSettingsModelSchema } from './AiSettings.pure';
 export { OfficeHoursModelSchema } from './OfficeHours.pure';
 export { OfficeContactModelSchema } from './OfficeContact.pure';