fix: allow letters in insurance ID; add patient state (default MA)

- Backend insurance ID check now accepts letters + digits (BCBS IDs have
  a letter prefix), matching the frontend schema; create route validates
  the normalized body
- Patient.state column (default "MA") with State select on the patient
  form; ADA claim form uses the patient's state instead of the office's
- Rebuild stale packages/db compiled .js so the runtime schemas include
  new fields (state, office billing NPI fields, Telnyx settings)

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

packages/db/shared/schemas/variants/input/User.input.js

@@ -62,6 +62,7 @@ exports.UserInputSchema = z.object({
     cloudFiles: z.array(z.unknown()),
     communications: z.array(z.unknown()),
     twilioSettings: z.unknown().optional().nullable(),
+    telnyxSettings: z.unknown().optional().nullable(),
     aiSettings: z.unknown().optional().nullable(),
     officeHours: z.unknown().optional().nullable(),
     officeContact: z.unknown().optional().nullable(),