fix: allow letters in insurance ID; add patient state (default MA)

- Backend insurance ID check now accepts letters + digits (BCBS IDs have
  a letter prefix), matching the frontend schema; create route validates
  the normalized body
- Patient.state column (default "MA") with State select on the patient
  form; ADA claim form uses the patient's state instead of the office's
- Rebuild stale packages/db compiled .js so the runtime schemas include
  new fields (state, office billing NPI fields, Telnyx settings)

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

packages/db/shared/schemas/variants/input/User.input.d.ts

@@ -25,6 +25,7 @@ export declare const UserInputSchema: z.ZodObject<{
     cloudFiles: z.ZodArray<z.ZodUnknown, "many">;
     communications: z.ZodArray<z.ZodUnknown, "many">;
     twilioSettings: z.ZodNullable<z.ZodOptional<z.ZodUnknown>>;
+    telnyxSettings: z.ZodNullable<z.ZodOptional<z.ZodUnknown>>;
     aiSettings: z.ZodNullable<z.ZodOptional<z.ZodUnknown>>;
     officeHours: z.ZodNullable<z.ZodOptional<z.ZodUnknown>>;
     officeContact: z.ZodNullable<z.ZodOptional<z.ZodUnknown>>;
@@ -62,6 +63,7 @@ export declare const UserInputSchema: z.ZodObject<{
     labRxTemplates: unknown[];
     patientConversations: unknown[];
     twilioSettings?: unknown;
+    telnyxSettings?: unknown;
     aiSettings?: unknown;
     officeHours?: unknown;
     officeContact?: unknown;
@@ -96,6 +98,7 @@ export declare const UserInputSchema: z.ZodObject<{
     labRxTemplates: unknown[];
     patientConversations: unknown[];
     twilioSettings?: unknown;
+    telnyxSettings?: unknown;
     aiSettings?: unknown;
     officeHours?: unknown;
     officeContact?: unknown;